Photo of Tom Blomfield

Tom Blomfield

Member of Technical Staff at Anthropic, on leave from Y Combinator

Tom Blomfield co-founded the payments company GoCardless (Y Combinator Summer 2011) and the UK bank Monzo, which he led as CEO from 2015 to 2020. He became a Y Combinator visiting partner in 2021 and a general partner in 2023. In July 2026 he joined Anthropic's compute team as a member of technical staff, taking a leave of absence from Y Combinator.

Now
Member of Technical Staff, Anthropic1
Based in
San Francisco, California1
Co-founded
GoCardless and Monzo2
Honour
OBE, 20192

In their words

Specialties: Start-ups, Technology, Business Consulting

1

Experience

Anthropic2026 – now
  1. Member of Technical StaffJul 2026 – now

    Works on the compute team alongside Anthropic co-founder and chief compute officer Tom Brown.7

Y Combinator2021 – now
  1. General Partner (leave of absence)1Apr 2023 – now
  2. Visiting Partner1Sep 2021 – Apr 2023
Monzo Bank2015 – 2021
  1. PresidentJun 2020 – Jan 2021

    A new role he took after stepping down as UK CEO; he left Monzo at the end of January 2021.6

  2. CEO1Feb 2015 – Jun 2020
Starling Bank (then Bank Possible)Until 2015
  1. CTO, founding teamUntil Feb 2015

    Left with three other senior managers to start a rival bank.4

Grouper2013 – 2014
  1. VP Growth2013 – 2014

    Based in New York.1

GoCardless2011 – 2013
  1. Co-founder1Jan 2011 – Sep 2013
OC&C Strategy Consultants2008 – 2011
  1. Associate Consultant1Sep 2008 – Jan 2011
Boso.com2004 – 2006
  1. Co-founder and CTO12004 – 2006

Education

University of Oxford2007 – 2008

Master's degree in law, first class (corporate finance, corporate insolvency, European business regulation, international financial law)1

Université Panthéon-Assas (Paris II)2005 – 2006

Diplôme en droit, European law1

University of Oxford2003 – 2007

BA in Jurisprudence, first class1

Recognition

Officer of the Order of the British Empire (OBE), for increasing competition in the banking sector2019

Honour · United Kingdom2

Milestones

  1. Started an eBay-style marketplace for students at Oxford through the Oxford Entrepreneurs scheme; it spread to about 50 UK universities8
  2. GoCardless joins Y Combinator's Summer 2011 batch3
  3. Leaves Starling's founding team with three other senior managers4
  4. Monzo, then called Mondo, is founded8
  5. Monzo receives a UK banking licence with restrictions9
  6. Mondo renames itself Monzo after a challenge to its trade mark10
  7. Monzo becomes a full bank8
  8. Steps down as Monzo's UK CEO to become president; TS Anil takes over as UK CEO5
  9. Announces he is leaving Monzo at the end of the month6
  10. Moves from visiting partner to general partner at Y Combinator1
  11. Builds and launches the RecipeNinja app in about 20 hours with an AI coding tool12
  12. Joins Anthropic's compute team, on leave from Y Combinator7

Writing

Skills

  • Start-ups
  • Entrepreneurship
  • Management consulting
  • Strategy development

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